AMI Calculator

Find out which NYC affordable housing lotteries you may qualify for based on your income

About This Calculator

This calculator provides a rough estimate of your Area Median Income (AMI) level based on NYC affordable housing guidelines.

Important: This is not official advice. Actual eligibility depends on household composition, assets, credit history, and specific lottery requirements. Always check Housing Connect for accurate criteria.

$

Include all sources before taxes

$

Checking/savings/investments (excludes retirement accounts)

Bankruptcy within 12 months or debts over $5,000

Understanding AMI

Area Median Income (AMI) is the midpoint of a region's income distribution. Half of households earn more, half earn less. NYC affordable housing lotteries use AMI percentages to determine eligibility.

For example, a lottery targeted at "60% AMI" means eligible households must earn no more than 60% of the area's median income, adjusted for household size.

Common AMI Ranges in NYC

30% Extremely low income households
40-50% Very low income households
60% Low income households (most common)
80% Moderate income households
100-130% Middle income households (less common)

NYC Housing Connect uses AMI figures published annually by the U.S. Department of Housing and Urban Development (HUD), adjusted by household size.

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