Editorial insights

NYC Housing Lottery AMI Explained (40%–130%)

Clear guide to AMI bands, dollar amounts, and which households typically qualify.

Updated 1/20/2025

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Why AMI matters

  • How HUD sets the numbers and how projects pick bands.

Band-by-band breakdown

  • Income tables and rent expectations for 40%, 50%, 60%, 80%, 130%.

Avoiding AMI pitfalls

  • Handling bonuses, overtime, and household changes.

Related resources

Keep researching with borough guides, AMI explainers, and our Reddit-inspired FAQ.

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